Interest rates are top of mind and conversation these days! 📊
And while it’s essential to review your options when it comes to rates, it first starts with reviewing lenders.
The last thing you want is to choose a lender online based solely on a rate quote. Then when issues might arise, you can’t get ahold of someone. 😖
You can save yourself a lot of future headaches and have a better home buying experience if you follow my tips for ‘choosing the right lender.’
🏡 Tip 1 – Start with local lenders
✨ You’ll have a personal connection with the lender where they know you, and you know how to get in touch with them. They’ll also be more familiar with our local real estate market and available to answer any questions you might have about financing.
🏡 Tip 2 – Look at reviews & get references
✨ Some lenders have a reputation for being difficult to work with. So, take time to look at reviews online or speak to others who have personally worked with them.
🏡 Tip 3 – Ask about any special programs & options
✨ You might qualify for a specific loan program based on your unique circumstance, or a lender might even offer “rate buydowns” to help with today’s interest rates.
🏡 Bonus Tip – Get my list of preferred vendors
✨ Inside, you’ll find vendors I’ve already “done my homework on” or personally worked with. So you know they are credible and an excellent lender to work with!
If you’d like my list, contact me today!
And know, I’ll also be here for you throughout the financing process and the entire home transaction!